1
Apply in Minutes
Share basic information about your business, financing need, and requested amount.
Business financing, built for you
Get Funded Fast.
Grow Faster.
Access flexible business financing through EquipMeFi’s network of independent financing sources. Explore options for equipment, vehicles, working capital, expansion, and commercial real estate.
95%Approval rate
75Lenders in our network
Up to $2MFinancing for qualified businesses
As fast as 2 hoursSome complete-file decisions
Minimum requirements
✓Business operating in the United States
✓At least 6 months in business
✓Approximately $10,000+ in monthly revenue
✓Revenue deposited into a business bank account
✓Minimum credit score is 500
✓Lender and product requirements vary
How it works
Three Simple Steps to Financing
A streamlined application gives potential financing sources the information needed to evaluate your request.
2
We Review Potential Options
Your request may be presented to appropriate independent financing sources within the network.
3
Compare and Move Forward
Review any offers received and decide whether a financing option supports your goals.
Flexible business financing
Capital that helps you build what’s next.
Whether you are replacing equipment, adding vehicles, upgrading a restaurant, or managing cash flow, the right financing structure can help protect momentum.
- Equipment and commercial vehicle purchases
- Growth, expansion, and renovations
- Inventory, payroll, and operating needs
Funding solutions
Financing Options for Every Business Need
Explore product categories with different qualification standards, structures, and use cases.
Equipment Financing
Finance essential machinery and business equipment while preserving working capital.
Working Capital
Support payroll, inventory, marketing, seasonal needs, and daily operations.
Truck & Fleet Financing
Acquire a single work vehicle or expand an entire commercial fleet.
Restaurant Financing
Fund kitchen equipment, renovations, expansion, inventory, or operating needs.
SBA Loans
Explore longer-term options that may offer competitive structures to qualified businesses.
Construction Equipment
Finance heavy equipment and growth needs for construction operations.
Real Estate Loans
Purchase, refinance, or improve owner-occupied and investment commercial property.
More Financing Options
Tell us what your business needs and explore potentially relevant categories.
Plan before you apply
Run the Numbers. Plan Your Next Move.
Use the EquipMeFi Business Loan Calculator to explore estimated payments, compare financing terms, and see how different scenarios may fit your business budget before you apply.
Estimate potential paymentsCompare term scenariosPlan with more confidence
Calculator results are estimates for planning purposes only and are not an offer, approval, rate quote, or commitment to finance.
The EquipMeFi advantage
Designed Around Real Business Momentum
Fast ResponsesSome complete applications may receive decisions in as little as approximately two hours.
High Funding PotentialQualified requests may be considered for financing up to $2,000,000.
75-Lender NetworkAccess to a broad network of independent financing sources.
Human SupportReal assistance through the application and document process.
Who we serve
Industries We Finance
Availability and terms vary by applicant, use of funds, lender, and industry.
Construction
Transportation
Food Service
Agriculture
Healthcare
Commercial Services
Retail
General Business
The EquipMeFi advantage
Why Business Owners Choose Us
Business owners choose EquipMeFi for a streamlined experience, flexible financing possibilities, and human support that helps make the process feel clear and manageable.
Fast Decisions
Some qualified applicants with complete information may receive a decision in as fast as approximately 2 hours.
Funding Up To $2,000,000
Explore financing ranges designed to support equipment purchases, growth, working capital, fleet expansion, and more.
Simple, Secure Application
Apply online in minutes with a guided experience built to make next steps easy to understand.
75-Lender Network
Access a broad lender network to help surface competitive options based on your business profile and financing goals.
95% Approval Rate
We work with many types of businesses across industries, helping applicants explore financing options that fit their goals.
Flexible Use Cases
From equipment and vehicles to inventory, payroll, and expansion costs, financing can be aligned with real business needs.
Common questions
Frequently Asked
No. EquipMeFi is not a lender and does not make credit decisions. Financing decisions, terms, and funding are handled by independent third-party financing sources.
Some qualified applicants with complete documentation may receive a decision in as little as approximately two hours. Timing varies and is not guaranteed.
No. Approval, amounts, rates, terms, documentation requirements, and funding timelines are determined by the independent financing source.
Requests may include business and ownership information, identification, EIN, Social Security number where required, and recent complete business bank statements.
Your Business. Your Goals. Your Next Move.
Complete one application and begin exploring financing options for your business.
