★ Advantage Pro | More value with your application
BUSINESS FINANCING WITH MORE VALUE BUILT IN.
One streamlined application. Our network of 75 lenders makes it easier to explore financing options for your business—while Advantage Pro adds valuable benefits for growth, visibility, credit readiness, and time to recharge.
Fuel growth, manage cash flow, replace essential equipment, and pursue the next opportunity through one streamlined application.
Working CapitalSupport cash flow and everyday priorities.
Equipment FinancingAcquire machinery, tools, and essential equipment.
Commercial VehiclesFinance qualified work trucks, vans, and fleet needs.
Real Estate LoansExplore purchase, renovation, or refinancing options.
Business Lines of CreditFlexible access to funds when your business needs them.
Invoice FinancingImprove cash flow while waiting on customer payments.
SBA LoansGovernment-backed financing with competitive terms.
Merchant Cash AdvancePotential funding based on qualified future sales.
The EquipMeFi difference
REAL PEOPLE. REAL SUPPORT.BETTER OUTCOMES.
A more personal path to business financing.
✓Personalized financing-path matching based on your business needs
✓Clear guidance from application through the next step
✓Access to a network of 75 independent financing sources
✓A streamlined process designed for busy business owners
✓Options for many business types and industries
Our commitment to business owners
We keep the process clear, responsive, and focused on helping you understand the financing paths that may fit your business.
More than financing. Real benefits for business owners.
THE EQUIPMEFI ADVANTAGE PRO PROGRAM
A gold-standard experience for business owners who want financing support plus elevated value, practical growth tools, and meaningful rewards beyond the application.
★Elite
Gold Status Reward
4-Day / 3-Night Resort StayA featured reward for applicants who complete the qualifying application requirements.
★Elite
Growth Visibility Tool
Free Local SEO Visibility ReportSee how your business appears in local search and where visibility may improve.
★Elite
Capital Readiness Benefit
Business Credit Builder ProgramQualifying funded customers may receive a prepaid 12-month credit-building membership.
★Elite
Customized Funding Path
Financing Matched to Your NeedsYour application may be considered across multiple potential financing paths.
★Elite
White-Glove Support
Ongoing Customer SupportReceive clear guidance throughout the application and matching process.
★Elite
Momentum Tools
Resources for Business GrowthPractical tools, insights, and benefits designed to support business momentum.
NO APPROVALREQUIRED*Submit a qualifying application — that's it
Vacation Reward Included
A sincere thank-you for the opportunity to help meet your capital needs. Your getaway is on us.
SUBMIT A QUALIFYING APPLICATION. ENJOY A RESORT GETAWAY.
As a thank-you for giving EquipMeFi the opportunity to help meet your business capital needs, qualifying applicants may receive a complimentary 4-day, 3-night resort stay. There are no strings attached to financing approval and no obligation to accept funding. Simply submit a qualifying application — that's it.
4 DaysTime to unwind
3 NightsResort getaway
Relax & RechargeReturn refreshed
Reward eligibility is based on completion of qualifying application requirements and is not conditioned on financing approval or acceptance of funding. Third-party provider terms, destination availability, taxes, fees, reservation requirements, and redemption details apply. The reward may be changed or discontinued.
Exclusive Advantage Pro benefits
MORE THAN FINANCING. TOOLS TO HELP YOUR BUSINESS GROW.
Gain practical visibility and credit-building resources designed to help your business attract more customers, strengthen its financial profile, and prepare for the opportunities ahead.
Exclusive Advantage Pro benefit
FREE LOCAL SEO VISIBILITY REPORT
Be seen locally. Get found by more customers.
Discover how your business appears when nearby customers search online. Your custom report highlights visibility gaps and practical opportunities to improve your local presence.
✓Google Business Profile analysis
✓Local rankings and visibility score
✓Competitor and keyword insights
✓Clear recommendations to improve
Your Digital SEO Report
Exclusive Advantage Pro benefit
BUILD BUSINESS CREDIT. COULD QUALIFY FOR UP TO $300K IN 0% BUSINESS CREDIT CARDS.
Stronger credit. Greater financing confidence. More room to grow.
Build a stronger business credit profile and position your company to potentially qualify for up to $300K in 0% business credit cards. Gain tools to monitor key credit factors, improve funding readiness, and prepare for greater access to capital.
✓Build and strengthen your business credit profile
✓Monitor important credit factors and changes
✓Learn actions that may improve funding readiness
✓Help separate business borrowing from personal credit
✓Prepare for greater access to capital as you grow
MORE OPTIONSBuild a profile lenders can evaluate with greater confidence.
MORE LEVERAGEPrepare for larger opportunities and future capital needs.
MORE RESILIENCECreate added financial flexibility for your business.
Qualifying newly funded customers may receive a prepaid 12-month Nav Prime membership. Program eligibility, activation, and terms apply. Participation does not guarantee credit-score improvement, financing approval, higher limits, specific rates, or future funding.
Powered byNAVPRIME
CAPITAL READINESS
Profile
Monitor
Grow
Establish
Strengthen
Access
A simple process. Real next steps.
HOW IT WORKS.
Complete one streamlined application and provide the information potential financing sources need to evaluate available options.
1
Apply
Start with your contact and ownership details.
2
Business Details
Tell us about your business and financing needs.
3
Upload Statements
Provide four months of business bank statements.
4
Review Options
Explore potential financing paths from the network.
5
Move Forward
Select the option that best fits your business.
Business bank statements help financing sources understand revenue consistency, cash-flow behavior, average balances, account stability, and possible risk signals. They are an important part of the review but do not alone determine approval.
Real support. Real results.
Trusted by business owners
“
EquipMeFi made the process feel straightforward. The communication was clear, the team stayed responsive, and the Advantage Pro benefits made the overall experience feel genuinely different.
★★★★★
Common questions
FREQUENTLY ASKED QUESTIONS.
Is EquipMeFi a lender?
No. EquipMeFi is not a lender. We help connect applicants with independent third-party financing sources.
What documents should I prepare?
Have accurate business and ownership information available, along with four months of recent business bank statements.
How fast can I receive a decision?
Some qualified applicants with complete files may receive a decision in as fast as approximately two hours. Timing varies by financing source and application.
Who can receive Business Credit Builder benefits?
The prepaid 12-month membership may be available to qualifying newly funded customers, subject to activation requirements and program-partner terms.
Who is Advantage Pro for?
Advantage Pro is designed for business applicants seeking financing through EquipMeFi and the additional benefits described on this page, subject to applicable eligibility terms.
FINANCING THAT FUELS YOUR BUSINESS. BENEFITS THAT REWARD YOUR NEXT MOVE.
Apply once. Explore potential financing options. Experience the added value of Advantage Pro.
✓ No obligation✓ Safe & secure✓ Quick response
Business Financing Application
You have a saved application.Continue where you left off?
1
Contact / Ownership
2
Business Info
3
Loan Request
4
Documents
5
Review & Submit
Application Submitted!
Reference #:
Questions? Call (800) 307-3994
Your capital is one application away.
Whether you need equipment, working capital, or a business loan — EquipMeFi connects you directly with licensed lenders competing for your business. Qualified decisions may be available within two hours and no later than 24 hours. No hidden fees. No hard credit pull to get started.
No hard credit pull 256-bit encrypted 2-minute application
Contact / Ownership Info
Tell us about yourself and your role in the business.
Optional SMS Updates
This checkbox is optional and is not preselected. Your application can be submitted without consenting to text messages.
Have questions or need assistance completing your application? Our team is ready to help. Call us at (800) 307-3994.
Business Info
Provide your business details so we can match you with the right lenders.
Loan Request
Tell us about the financing you need. Takes about 1 minute.
Supporting Documents
Upload bank statements or financial documents to speed up approval. Up to 6 files.
Drag & drop files here, or click to browse
Bank statements, tax returns, financials, business ID — PDF, JPG, PNG, XLS · Max 10MB each
0 / 6 documents
Upload documents for faster approval
Applications with bank statements uploaded upfront are typically reviewed within 2 to 24 hours. Without documents, review may take 1–2 business days.
Faster lender matching and decisioning
Fewer follow-up requests from our team
Higher approval probability with full documentation
Review & Submit
Please confirm your details before submitting. Our team will reach out within 2 to 24 hours.
Loan Request
Business Info
Contact Info
Documents
Mobile Messaging Preference (Optional)
This selection mirrors the SMS choice made in Step 1. You may change it here without affecting submission of your application.
Application Authorization & Signature
By signing below, the Merchant and its owners/principals hereby:
certify that all information provided on and all documents submitted in connection with this Application are true, correct, complete, and accurate to the best of their knowledge;
authorize EquipMeFi, its agents, affiliated partners, and potential lenders to obtain and review credit reports, bank statements, tax returns, and any other information regarding the Merchant and its owners/principals from third parties, including but not limited to credit bureaus, banks, and financial institutions, in order to verify any information provided on this Application and to evaluate creditworthiness;
acknowledge that providing false, misleading, or incomplete information may result in immediate denial of funding and may subject the applicant to potential legal action; and
agree to be contacted by EquipMeFi representatives by telephone and email regarding this application. SMS and MMS messages will be sent only if the applicant separately opts in through the optional mobile-messaging consent presented in this application.
Use your mouse, finger, or stylus.
EquipMeFi is not a lender. By submitting you consent to being contacted by our team to route your application to licensed third-party lenders. Partial form data may be used for follow-up on incomplete applications. Approval is subject to lender underwriting.
Submit Application
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Lenders Compete
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Pick Your Best Offer
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You Get Funded
Financing options facilitated through EquipMeFi are provided by independent, licensed third-party lenders. Rates, terms, and credit requirements are determined solely by those lenders. EquipMeFi does not underwrite, originate, or guarantee any financing. Results may vary based on creditworthiness and lender criteria.