Financing that fits how your business actually operates.
Every industry has its own cash flow cycle, equipment lifespan, and growth pattern. EquipMeFi connects business owners with financing options designed around those nuances.
Business financing should reflect the way your company earns.
From contractors purchasing heavy equipment to restaurant owners upgrading a kitchen, the right financing structure depends on the business model, cash-flow cycle, and purpose of the funds.
EquipMeFi works with many types of businesses across industries and helps match qualified applicants with independent third-party financing sources.
INDUSTRY DEEP DIVES
Financing built for how your business actually operates.
EquipMeFi matches businesses with financing sources that understand industry-specific cash flow, equipment needs, and growth cycles.
Construction & Contracting
Win bigger contracts with better equipment.
Construction businesses depend on reliable equipment and steady project cash flow. EquipMeFi helps connect qualified applicants with financing sources that understand contract timelines and job-based revenue.
Finance excavators, loaders, lifts, and work-site equipment
Support fleet expansion without draining cash reserves
Access working capital between project billings
Explore equipment-secured financing options
Healthcare & Medical
Modernize your practice. Serve more patients.
Medical and dental practices face high equipment costs, reimbursement timing gaps, and ongoing pressure to modernize. Financing can help create room for better care and efficient growth.
Finance imaging, diagnostic, and treatment equipment
Support dental buildouts and practice improvements
Bridge reimbursement gaps with working capital
Explore acquisition and expansion financing
HVAC & Electrical
Keep crews equipped and jobs on schedule.
From emergency service calls to major installs, dependable vehicles, tools, and equipment help commercial service businesses stay productive and responsive.
Finance service vans, tools, and testing equipment
Replace critical equipment without long delays
Use flexible funding for seasonal demand
Support payroll and operating expenses
Auto Repair
Upgrade shop equipment and working capital.
Modern lifts, alignment systems, diagnostic tools, and stronger operating cash flow can help repair businesses increase capacity and serve more customers.
Finance lifts, racks, and diagnostic equipment
Cover parts inventory and day-to-day costs
Prepare for busy seasons and expansion
Explore fast equipment financing paths
Restaurants & Food Service
Grow operations and keep service moving.
Commercial kitchens need reliable equipment, steady inventory, and enough working capital to maintain service quality through changing demand.
Finance kitchen equipment, furniture, and buildouts
Support payroll, inventory, and operating costs
Prepare for seasonal demand and expansion
Replace essential equipment when timing matters
COMPLETE DIRECTORY
Explore by Industry
No matter your industry, we will help identify potential financing paths for your business.
One simple application. Multiple potential financing options. Funding when you need it.
95%approval rate across many business types
THE EQUIPMEFI ADVANTAGE
One application. Multiple financing paths.
Rather than forcing every business into the same box, our process captures the details financing sources need to understand your company, request, and intended use of funds.
01
Industry-aware review
Your request is considered in the context of how your business operates.
02
75-lender network
Access to a broad network helps create more potential financing paths.
03
Fast initial decisions
Some complete files may receive a decision in approximately two hours.
WHAT CAN FINANCING SUPPORT?
Capital for the next important move
Purchase Equipment
Acquire new or used equipment needed to produce, serve, deliver, or grow.
Add Vehicles
Finance work trucks, vans, trailers, and other commercial vehicles.
Build Inventory
Prepare for busy seasons, large orders, or a broader product selection.
Hire & Cover Payroll
Add team capacity and protect cash flow during growth periods.
Renovate or Expand
Improve an existing location or prepare a new one for operations.
Strengthen Cash Flow
Create operating flexibility for recurring expenses and opportunities.
A STRAIGHTFORWARD PROCESS
Tell us about your business. We help identify potential options.
1
Complete the application
Share basic ownership, business, and financing-request information.
2
Provide documents
Upload four months of business bank statements and other requested items.
3
Review potential offers
Qualified applicants may receive options from independent financing sources.
INDUSTRY FINANCING FAQ
Common questions from business owners
EquipMeFi works with many types of businesses across industries, including construction, transportation, restaurants, healthcare, manufacturing, automotive services, retail, real estate, professional services, landscaping, and more. Eligibility is determined by independent financing sources.
The minimum credit score referenced for the EquipMeFi application process is 500. Credit is only one factor, and approval, rates, terms, and amounts are determined by independent third-party financing sources.
Some qualified applicants with complete files may receive a decision in as fast as approximately two hours. Timing varies based on the request, documentation, and financing source.
Financing options may be available up to $2,000,000. Actual amounts, rates, terms, documentation requirements, and funding timelines vary by applicant and are determined by independent financing sources.
No. EquipMeFi is not a lender. We help business owners connect with independent third-party financing sources through our network.
READY TO MOVE YOUR BUSINESS FORWARD?
Get approved. Get equipped. Get moving.
Complete one application to explore potential financing options for your industry.
EquipMeFi is not a lender. Approval, rates, terms, amounts, documentation requirements, and funding timelines are determined by independent third-party financing sources. Approval and funding are not guaranteed.
Business Financing Application
You have a saved application.Continue where you left off?
1
Contact / Ownership
2
Business Info
3
Loan Request
4
Documents
5
Review & Submit
Application Submitted!
Reference #:
Questions? Call (800) 307-3994
Your capital is one application away.
Whether you need equipment, working capital, or a business loan — EquipMeFi connects you directly with licensed lenders competing for your business. Qualified decisions may be available within two hours and no later than 24 hours. No hidden fees. No hard credit pull to get started.
No hard credit pull 256-bit encrypted 2-minute application
Contact / Ownership Info
Tell us about yourself and your role in the business.
Optional SMS Updates
This checkbox is optional and is not preselected. Your application can be submitted without consenting to text messages.
Have questions or need assistance completing your application? Our team is ready to help. Call us at (800) 307-3994.
Business Info
Provide your business details so we can match you with the right lenders.
Loan Request
Tell us about the financing you need. Takes about 1 minute.
Supporting Documents
Upload bank statements or financial documents to speed up approval. Up to 6 files.
Drag & drop files here, or click to browse
Bank statements, tax returns, financials, business ID — PDF, JPG, PNG, XLS · Max 10MB each
0 / 6 documents
Upload documents for faster approval
Applications with bank statements uploaded upfront are typically reviewed within 2 to 24 hours. Without documents, review may take 1–2 business days.
Faster lender matching and decisioning
Fewer follow-up requests from our team
Higher approval probability with full documentation
Review & Submit
Please confirm your details before submitting. Our team will reach out within 2 to 24 hours.
Loan Request
Business Info
Contact Info
Documents
Mobile Messaging Preference (Optional)
This selection mirrors the SMS choice made in Step 1. You may change it here without affecting submission of your application.
Application Authorization & Signature
By signing below, the Merchant and its owners/principals hereby:
certify that all information provided on and all documents submitted in connection with this Application are true, correct, complete, and accurate to the best of their knowledge;
authorize EquipMeFi, its agents, affiliated partners, and potential lenders to obtain and review credit reports, bank statements, tax returns, and any other information regarding the Merchant and its owners/principals from third parties, including but not limited to credit bureaus, banks, and financial institutions, in order to verify any information provided on this Application and to evaluate creditworthiness;
acknowledge that providing false, misleading, or incomplete information may result in immediate denial of funding and may subject the applicant to potential legal action; and
agree to be contacted by EquipMeFi representatives by telephone and email regarding this application. SMS and MMS messages will be sent only if the applicant separately opts in through the optional mobile-messaging consent presented in this application.
Use your mouse, finger, or stylus.
EquipMeFi is not a lender. By submitting you consent to being contacted by our team to route your application to licensed third-party lenders. Partial form data may be used for follow-up on incomplete applications. Approval is subject to lender underwriting.
Submit Application
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Lenders Compete
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Pick Your Best Offer
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You Get Funded
Financing options facilitated through EquipMeFi are provided by independent, licensed third-party lenders. Rates, terms, and credit requirements are determined solely by those lenders. EquipMeFi does not underwrite, originate, or guarantee any financing. Results may vary based on creditworthiness and lender criteria.