Turn everyday business activity into greater financial awareness. Explore financing through EquipMeFi Advantage Pro, or learn about optional Credit Builder resources to prepare for what comes next.
✓ Flexible financing options✓ Business credit awareness✓ A stronger financial future
Financing and credit services depend on applicable lender, provider and program terms.
Stronger business ahead✓ Build business credit awareness✓ More financing possibilities✓ Grow your opportunities
Two ways to get Credit Builder
Choose the right path for your business.
Whether you need equipment financing or prefer credit-building tools on their own, explore the option that fits your goals.
Financing first · EquipMeFi Advantage Pro
Apply for financing and get more.
Get the equipment your business needs today.
Explore financing for trucks, equipment and working capital. Eligible newly funded customers may also qualify for the additional Advantage Pro Credit Builder benefit.
✓Explore funding for equipment, vehicles and working capital
✓Credit Builder purchase is not required for financing
✓Eligible newly funded Advantage Pro customers may receive a 12-month Credit Builder benefit at no additional customer charge
✓Lender and program eligibility requirements apply
75 lenders · New & used equipment · Eligible Advantage Pro benefits. All financing and benefits are subject to lender and program eligibility. Approval is not guaranteed.
Credit Builder · Build today. More options tomorrow.
Build business credit for what’s next.
Understand your business activity and credit readiness.
Explore resources designed to help you develop financial habits, review business information and prepare for future financing opportunities.
✓Build and strengthen your business credit profile
✓Monitor important credit factors and changes
✓Learn actions that may improve funding readiness
✓Help separate business borrowing from personal credit
✓Prepare for greater access to capital as your business grows
Standalone enrollment is not yet open. Credit reporting, limits, scores and approvals are not guaranteed. Buying Credit Builder is not required to apply for financing.
EquipMeFiBUSINESSCREDIT BUILDER
BUILD BUSINESS CREDIT
Everyday expenses
Better records
Readiness
Awareness
Good habits
Preparation
Turn daily operations into a stronger tomorrow
Everyday expenses. Real business impact.
Everyday business spending creates useful financial records. Whether an expense can be reported to business credit bureaus depends on the eventual service provider and account eligibility.
Common business expenses
Regular costs can help you document how your business operates and pays its obligations.
⚡UtilitiesPower, water and internet
▣Vendor paymentsSupplies and inventory
☎Phone & internetCommunications
▤Business servicesAccounting, insurance
▦Business softwareTools and subscriptions
⌂Rent or leaseOffice or equipment
Business credit & financial readiness
Documenting activity and knowing what is reportable can prepare you to explore additional opportunities.
Understand payment history
Keep financial records consistent
Review reportable-account eligibility
Practice responsible financial habits
Prepare for financing discussions
↗Real expenses. Clearer records.Build awareness around the activity you already manage.
Not all bills qualify for business credit reporting. No reporting or credit-score improvement is guaranteed.
Key benefits
More than credit. A stronger foundation.
Resources to help you establish better financial habits and prepare your business for what's next.
▥
Business Credit Awareness
Gain insight into business credit records and responsible credit-building practices.
▤
Greater Funding Readiness
Get organized before approaching financing sources.
◆
Organized Financial Records
Build consistent, documented business transaction histories.
◉
Monitoring Habits
Review business information over time and recognize changes.
♟
Separate Business & Personal
Keep company activity distinct from personal finances.
Monitoring, reporting and guidance depend on the approved provider and final program agreement. Results and future financing opportunities are not guaranteed.
How it works
A simple process to a stronger tomorrow.
Choose the option that fits your goals and start with practical next steps.
1
Choose Your Path
Apply for EquipMeFi financing or review the separate Credit Builder-only option.
2
Receive a Review
Financing applications are evaluated by lending sources; standalone terms must be finalized before enrollment.
3
Access Your Tools
Eligible funded customers may receive the Advantage Pro benefit; standalone services begin only after approved enrollment.
4
Track Your Progress
Review information over time. Reporting and results depend on the actual provider and business activity.
Credit Builder-only enrollment remains unavailable pending approved provider terms. No credit improvement or financing result is guaranteed.
Frequently asked questions
Your questions. Answered.
What is the Credit Builder program?
An optional program focused on business credit-profile awareness, education and tools. Exact features and any third-party provider will be disclosed before purchase.
Do I need financing to get Credit Builder?
No. You can choose standalone Credit Builder, although its paid checkout is not yet open. You can also apply for financing without buying Credit Builder.
Can I get Credit Builder through Advantage Pro at no added charge?
Some eligible customers who actually complete and fund new financing through EquipMeFi may receive a specified 12-month Credit Builder benefit at no additional charge, subject to eligibility and enrollment terms. Applying alone does not qualify.
Will the program guarantee credit reporting or approval?
No. Business bureau reporting depends on the actual services and participating providers. No credit score, tradeline, card approval, financing amount or rate is guaranteed.
How much does standalone enrollment cost?
The proposed standalone price is $1,097. The services, duration, billing frequency, taxes and cancellation/refund terms must be finalized before checkout opens.
Can I enroll and pay today?
Not yet. The payment processor and complete standalone customer terms are still being finalized. You can review the program now or apply separately for financing.
Explore funding through Advantage Pro, or review standalone Credit Builder at the proposed $1,097 price. Checkout remains unavailable until the program and billing terms are finalized.
You have a saved application.Continue where you left off?
1
Contact / Ownership
2
Business Info
3
Loan Request
4
Documents
5
Review & Submit
Application Submitted!
Reference #:
Questions? Call (800) 307-3994
Your capital is one application away.
Whether you need equipment, working capital, or a business loan — EquipMeFi connects you directly with licensed lenders competing for your business. Qualified decisions may be available within two hours and no later than 24 hours. No hidden fees. No hard credit pull to get started.
No hard credit pull 256-bit encrypted 2-minute application
Contact / Ownership Info
Tell us about yourself and your role in the business.
Optional SMS Updates
This checkbox is optional and is not preselected. Your application can be submitted without consenting to text messages.
Have questions or need assistance completing your application? Our team is ready to help. Call us at (800) 307-3994.
Business Info
Provide your business details so we can match you with the right lenders.
Loan Request
Tell us about the financing you need. Takes about 1 minute.
Supporting Documents
Upload bank statements or financial documents to speed up approval. Up to 6 files.
Drag & drop files here, or click to browse
Bank statements, tax returns, financials, business ID — PDF, JPG, PNG, XLS · Max 10MB each
0 / 6 documents
Upload documents for faster approval
Applications with bank statements uploaded upfront are typically reviewed within 2 to 24 hours. Without documents, review may take 1–2 business days.
Faster lender matching and decisioning
Fewer follow-up requests from our team
Higher approval probability with full documentation
Review & Submit
Please confirm your details before submitting. Our team will reach out within 2 to 24 hours.
Loan Request
Business Info
Contact Info
Documents
Mobile Messaging Preference (Optional)
This selection mirrors the SMS choice made in Step 1. You may change it here without affecting submission of your application.
Application Authorization & Signature
By signing below, the Merchant and its owners/principals hereby:
certify that all information provided on and all documents submitted in connection with this Application are true, correct, complete, and accurate to the best of their knowledge;
authorize EquipMeFi, its agents, affiliated partners, and potential lenders to obtain and review credit reports, bank statements, tax returns, and any other information regarding the Merchant and its owners/principals from third parties, including but not limited to credit bureaus, banks, and financial institutions, in order to verify any information provided on this Application and to evaluate creditworthiness;
acknowledge that providing false, misleading, or incomplete information may result in immediate denial of funding and may subject the applicant to potential legal action; and
agree to be contacted by EquipMeFi representatives by telephone and email regarding this application. SMS and MMS messages will be sent only if the applicant separately opts in through the optional mobile-messaging consent presented in this application.
Use your mouse, finger, or stylus.
EquipMeFi is not a lender. By submitting you consent to being contacted by our team to route your application to licensed third-party lenders. Partial form data may be used for follow-up on incomplete applications. Approval is subject to lender underwriting.
Submit Application
••••
Lenders Compete
••••
Pick Your Best Offer
••••
You Get Funded
Financing options facilitated through EquipMeFi are provided by independent, licensed third-party lenders. Rates, terms, and credit requirements are determined solely by those lenders. EquipMeFi does not underwrite, originate, or guarantee any financing. Results may vary based on creditworthiness and lender criteria.
