Business financing for every stage — equipment financing, working capital, lines of credit, term options, and more. One application. Multiple lenders. Fast, qualified decisions.
Plus a private-party vehicle and equipment marketplace — launching soon.
1,269+Business owners funded
$2MFinancing available up to
75Lenders in network
24hrQualified decision timing
Coming Soon
The Marketplace That Changes Everything.
EquipMeFi is building a private-party marketplace for work vehicles, commercial equipment, and qualifying consumer vehicles—designed to combine financing access, secure transaction support, and greater buyer confidence in one experience.
Funding Solutions
One Application. Eight Funding Solutions.
Tell us what you need — we route you to the right lender automatically.
Equipment Financing
Asset-secured funding for any business equipment purchase.
Most Popular
Working Capital
Fast cash for payroll, inventory, or operational cash flow gaps.
Term Loans
Lump-sum funding with fixed payments over a set period.
Line of Credit
Draw, repay, and draw again — pay only on what you use.
Revenue-Based Financing
Repayments that flex with your monthly revenue. No fixed amount.
SBA-Style Loans
Lower rates, longest terms — for qualifying established businesses.
Real Estate Loans
Financing options for eligible commercial property purchases, improvements, and refinancing needs.
Personal & Private-Party Loans
Consumer vehicle loans for individual buyers — no business entity required.
Unique to EquipMeFi
Why Business Owners Choose EquipMeFi
Real Funding. Real Results.
No forms that go nowhere. No bait-and-switch rates. We route every application to the lender most likely to say yes — and cover loan types nobody else touches, including consumer vehicle and private-party loans.
1,269+businesses funded and counting
$2Mmax funding available
75+lenders in our network
$0upfront fees, ever
24hrtypical funding decision
1,000+industries served
Real Businesses. Real Momentum.Funding solutions designed to help owners invest, expand, and keep moving forward.
Flexible financing options
Capital for the needs that keep business moving.
EquipMeFi helps business owners explore relevant options across a broad lender network.
01
Working Capital
Support daily operations
Support inventory, payroll, marketing, repairs, expansion, and day-to-day operating needs.
Flexible business uses
Options based on qualifications
02
Equipment Financing
Acquire essential assets
Acquire vehicles, machinery, technology, or tools your business needs to operate and grow.
Equipment and work vehicles
Structured repayment options
03
Lines & Term Options
Flexible or structured access
Explore revolving access or structured repayment options based on lender qualifications.
Multiple financing structures
Matched to business needs
How it works
A straightforward path from application to lender review.
1
Step One
Complete the application
Tell us about your financing request, business, and contact details.
2
Step Two
Upload documents securely
Provide the four most recent complete months of business bank statements.
3
Step Three
Review available options
Qualified decisions may be available within two hours and no later than 24 hours.
Business benefits
EquipMeFi Advantage Pro™
Approved promotional and business-readiness benefits for qualifying applicants and eligible newly funded businesses.
✓
Vacation Reward Program
A complimentary four-day, three-night resort stay for qualifying applicants. Financing approval is not required.
✓
Business Credit Builder
A complimentary 12-month program powered by Nav Prime® for eligible newly funded businesses.
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Free Business Visibility Report
Qualifying applicants receive a complimentary visibility snapshot showing local search presence, review strength, and opportunities to attract more customers.
75
Connected Lender Network
Explore relevant financing options through EquipMeFi’s network of 75 lenders.
Vacation Reward Program
Your application could unlock a resort getaway.
Complete a qualifying EquipMeFi financing application and become eligible for a complimentary four-day, three-night resort stay. Financing approval is not required for reward eligibility.
4 Days · 3 Nights
Celebrate your next step with a complimentary resort reward.
Eligible applicants receive separate instructions explaining how to begin the redemption process for a four-day, three-night resort getaway.
Complete a qualifying EquipMeFi financing application.
No financing approval is required for reward eligibility.
Redemption instructions and fulfillment details are provided after eligibility is confirmed.
Availability, reservations, travel, taxes, deposits, and provider terms apply.
Business Owners. Better Outcomes.Reward availability, reservation requirements, travel costs, taxes, deposits, and other provider terms may apply. EquipMeFi does not operate the resort or travel-fulfillment service.
Ready to explore your business financing options?
Start with one secure application.
Business Financing Application
You have a saved application.Continue where you left off?
1
Contact / Ownership
2
Business Info
3
Loan Request
4
Documents
5
Review & Submit
Application Submitted!
Reference #:
Questions? Call (877) 549-7288
Your capital is one application away.
Whether you need equipment, working capital, or a business loan — EquipMeFi connects you directly with licensed lenders competing for your business. Qualified decisions may be available within two hours and no later than 24 hours. No hidden fees. No hard credit pull to get started.
No hard credit pull 256-bit encrypted 2-minute application
Contact / Ownership Info
Tell us about yourself and your role in the business.
Optional SMS Updates
This checkbox is optional and is not preselected. Your application can be submitted without consenting to text messages.
Have questions or need assistance completing your application? Our team is ready to help. Call us at (877) 549-7288.
Business Info
Provide your business details so we can match you with the right lenders.
Loan Request
Tell us about the financing you need. Takes about 1 minute.
Supporting Documents
Upload bank statements or financial documents to speed up approval. Up to 6 files.
Drag & drop files here, or click to browse
Bank statements, tax returns, financials, business ID — PDF, JPG, PNG, XLS · Max 10MB each
0 / 6 documents
Upload documents for faster approval
Applications with bank statements uploaded upfront are typically reviewed within 2 to 24 hours. Without documents, review may take 1–2 business days.
Faster lender matching and decisioning
Fewer follow-up requests from our team
Higher approval probability with full documentation
Review & Submit
Please confirm your details before submitting. Our team will reach out within 2 to 24 hours.
Loan Request
Business Info
Contact Info
Documents
Mobile Messaging Preference (Optional)
This selection mirrors the SMS choice made in Step 1. You may change it here without affecting submission of your application.
Application Authorization & Signature
By signing below, the Merchant and its owners/principals hereby:
certify that all information provided on and all documents submitted in connection with this Application are true, correct, complete, and accurate to the best of their knowledge;
authorize EquipMeFi, its agents, affiliated partners, and potential lenders to obtain and review credit reports, bank statements, tax returns, and any other information regarding the Merchant and its owners/principals from third parties, including but not limited to credit bureaus, banks, and financial institutions, in order to verify any information provided on this Application and to evaluate creditworthiness;
acknowledge that providing false, misleading, or incomplete information may result in immediate denial of funding and may subject the applicant to potential legal action; and
agree to be contacted by EquipMeFi representatives by telephone and email regarding this application. SMS and MMS messages will be sent only if the applicant separately opts in through the optional mobile-messaging consent presented in this application.
EquipMeFi is not a lender. By submitting you consent to being contacted by our team to route your application to licensed third-party lenders. Partial form data may be used for follow-up on incomplete applications. Approval is subject to lender underwriting.
Submit Application
••••
Lenders Compete
••••
Pick Your Best Offer
••••
You Get Funded
Financing options facilitated through EquipMeFi are provided by independent, licensed third-party lenders. Rates, terms, and credit requirements are determined solely by those lenders. EquipMeFi does not underwrite, originate, or guarantee any financing. Results may vary based on creditworthiness and lender criteria.
